Report forms · URAR 1004
URAR 1004
The standard single-family appraisal form for mortgage lending.
Uniform Residential Appraisal Report (Fannie Mae 1004 / Freddie Mac 70)
URAR 1004 · how ValueSwell fills it
- Voice walkthrough becomes property and condition fields
- Review and select comparable sales from the MLS listings you capture
- Prepare a drawing from your measured sketch; verify geometry and living area
- Review configured UAD, agency, and lender findings before you sign
About the URAR 1004
Used for
- Conventional purchase and refinance mortgages
- Single-family homes, townhomes, and PUD units
- Lender, FHA-adjacent, and secondary-market assignments
What it covers
- Subject property details, site, and improvements
- Neighborhood and market conditions (1004MC)
- Sales comparison approach with three-plus comparables
- Cost approach support and final reconciliation
FAQ
URAR 1004, answered.
Is the 1004 the same as the URAR?
Yes. URAR stands for Uniform Residential Appraisal Report — Fannie Mae form 1004, Freddie Mac form 70. It’s the workhorse of residential mortgage appraisal.
How does the 1004 relate to UAD 3.6?
UAD 3.6 is the new data standard replacing the legacy 1004 dataset. ValueSwell writes both — and converts legacy 1004 reports to UAD 3.6 with a field-by-field change map.
