Compliance
Compliance isn’t a step.
It’s the substrate.
USPAP, UAD 3.6, agency, and client overlays run on every draft — before you sign, before it delivers, before anyone can send it back.
USPAP, every report
Watchdog runs the USPAP checklist on every draft before you sign — required disclosures, reconciliation logic, work file completeness.
UAD 3.6 native
Reports validate against the UAD 3.6 dataset and MISMO 3.6 reference model. No more SSR surprises at the UCDP portal.
Dodd-Frank independence
For lender orders, the platform is the firewall — loan production never contacts the appraiser directly. HVCC and Title XIV compliance by design.
Client overlays
Lender- and AMC-specific requirements layered on top of the standard checks. Your client’s rules run before delivery, not after a revision request.
Full audit trail
Every routing decision, agent action, edit, and communication is logged with timestamps. Your work file is defensible by default.
Data handled like it matters
US-hosted infrastructure, encrypted at rest and in transit, role-based access, and borrower data scoped to the assignment. Details on the security page.
Industry revision rates run multiples higher. When USPAP, UAD, agency, and client overlays all run before delivery, reports stop coming back. That’s fewer unpaid hours for appraisers and fewer delayed closings for originators.
Compliance questions
- Does automated compliance replace my review?
- No. Watchdog surfaces issues with suggested fixes — you accept or reject each one. The appraiser’s judgment and signature remain the final gate.
- What UAD 3.6 checks run?
- Dataset completeness, conditional-field logic, photo and exhibit requirements, and MISMO 3.6 XML validity — the same checks UCDP and LQA run, executed before delivery instead of after rejection.
- How is appraiser independence enforced?
- Lender-originated orders flow through the platform’s independence firewall: production staff see status, never the appraiser’s identity or direct contact channel, and every communication is logged.
- Can I see why a field was flagged?
- Yes. Every flag cites the rule that triggered it — USPAP citation, UAD requirement, or the specific client overlay — with the suggested fix attached.
Keep exploring
Ship reports that don’t come back.
First three reports free. Watch Watchdog catch what used to cost you a revision.