Report forms · FHA 1004
FHA 1004
The 1004 plus FHA’s property standards and addenda.
FHA Single-Family Appraisal (1004 with FHA Addenda, HUD 4000.1)
FHA 1004 · how ValueSwell fills it
- Field checklist prompts FHA-specific items (handrails, peeling paint, utilities)
- HUD 4000.1 language and addenda assembled automatically
- Quality checks run the FHA overlay before the report reaches the lender
About the FHA 1004
Used for
- FHA-insured purchase and refinance mortgages
- Assignments requiring HUD 4000.1 property standards
What it covers
- Everything in the standard 1004
- FHA minimum property requirements and safety items
- Required FHA addenda and certifications
FAQ
FHA 1004, answered.
What makes an FHA appraisal different?
FHA adds minimum property requirements focused on safety, security, and soundness — plus specific addenda and certifications on top of the standard 1004.
