Form library / Desktop 1004D
Desktop 1004D
Desktop Appraisal (1004 Desktop / 70D)
A full appraisal without the physical inspection — completed in hours.
Used for
- Eligible purchase and refinance loans per agency guidelines
- Fast-turn scenarios where an interior inspection isn’t required
What it covers
- Full sales comparison analysis from data and photos
- Public-record, MLS, and prior-report verification
- Same rigor as a 1004 with an extraordinary assumption on inspection
How ValueSwell fills it
- Scout assembles public-record, MLS, and photo evidence automatically
- Prior reports and listings reconciled into the subject profile
- Agent team drafts the full report — typical turnaround about two hours
Common questions
- Are desktop appraisals USPAP-compliant?
- Yes, when the scope of work is appropriate and the extraordinary assumption about the inspection is disclosed. ValueSwell builds the disclosure in automatically.
- How fast can a desktop come back?
- On ValueSwell, desktops routinely return in about two hours because data assembly, drafting, and QC are automated.
Keep exploring
Let the agents fill the Desktop 1004D.
Voice walkthrough in, drafted form out — comps cited, sketch drawn, compliance pre-checked. First three reports free.
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